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About 87 percent of those ages 50 to 64 said they were uncomfortable with the topic, compared to 79 percent of those ages 18 to 24.

"Even if you don't start a blog, I think it's really important to find a group of people who relate to you financially and share with them," Smith said.

"They will support you, share ideas with you and that will make it easier for you to reach your goal." Methodology Gf K Custom Research North America on behalf of Credit Cards.com, via random digit dialing phone interviews with 1,005 interview subjects.

Other survey results Other notable findings from the poll include: Talking about your debt Credit counselors and financial experts say it's important to talk about your debt, if not with strangers, then with a spouse or friend.